If you want to start building wealth, one of the best and effective strategies is to start paying yourself first. The crazy thing is most people have read or heard this before from financial books, magazines, radio, and talk shows. However, every month you find yourself back in the same place paying the [...]

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When was the last time you stop to gas up your car and you paid with cash? As for me, I don’t know the last time I paid cash to fill up my tank.
Well, David Goldman at CNN Money wrote an article how buying gasoline with a credit or debit card could be hurting your local [...]

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Create a Personal Budget in 7 Easy Steps
By Brandy Serena
If you financial situation is out of control it may be time to create a personal budget. This could be the decision that gets your finances back on track because it takes back control of what your money is doing. You want your money to work [...]

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Basically, the major difference between a tradional IRA and Roth IRA is the way Uncle Sam treats the money you invested.  If you invest in a tradional IRA you can deduct the contributions from your taxable income within that calendar year.  Which means that if you earned $50,000 and you contributed $5000 to your IRA account, you would only pay taxes on [...]

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